The board takes a required high school money course to final adoption, and the text it published names AI tools in three of its chapters
The State Board of Education took the new Applied Personal Financial Literacy standards to second reading and final adoption. Its item for that is dated September 4th, 2026, and it publishes one attachment. That text tells a student to research career pathways using artificial intelligence tools. It tells the same student to explain how algorithm driven recommendations influence spending. It then asks that student to appraise automated investment platforms by analyzing their algorithmic limitations. Districts implement the course beginning with the school year that opens in 2027. The board found that the rule takes effect 20 days after filing with the Texas Register.
How to take part
The rulemaking room is shut. The text the board acted on is published as the item's own attachment and the rule takes effect 20 days after it is filed with the Texas Register. A reader who wants to act on what a course teaches takes it to a school district, which chooses the instructional materials the standards are taught from.
Where
Statewide. This decision applies across Texas rather than to a named county.
Timeline
- decided
The date line the board's second reading and final adoption item prints above the two bodies listed as acting on it
- Today
How this decision moved
One dated line per check, oldest first. A line that says nothing changed means somebody looked and it had not.
- 2026-09-11
Admitted to the record. The second reading and final adoption item publishes one attachment and that text carries artificial intelligence tools, algorithm driven recommendations and automated investment platforms in three separate chapters. The rule as filed with the Texas Register has not been read, so whether that language survived the filing is unconfirmed.
- 2026-09-11
Corrected on the day it was admitted. The title had said Texas writes AI tools into a required course, which states what the adopted rule contains. What is established is the action and the text the item publishes, and the attachment heads itself as proposed text. The title now says so. The status still reads decided because the adoption itself is confirmed by the board's own release.
- 2026-09-13
The board's item still stands as second reading and final adoption, and the published text still carries the expectations that name a machine.
- 2026-09-16
The board's final adoption of the money course still stands, and the standards it adopted still name a machine in the places the record quotes. Nothing has reopened the rule.
- 2026-09-19
The course is still adopted for final reading and the published text still names a machine among the things a student is expected to do.
- 2026-09-24
The adopted course text still names artificial intelligence tools among what a student is expected to understand about money.
- 2026-09-27
The board's adopted course text still names artificial intelligence tools among what a student learns about money.
- 2026-09-30
The board's agenda item still carries the money course to second reading and final adoption.
- 2026-10-03
The board's agenda item still carries the money course to final adoption, with the published text that names AI tools.
- 2026-10-06
The board's final adoption of the high school money course still stands as recorded.
- 2026-10-09
The board's record still shows the high school money course adopted, AI tools named in the published text.
- 2026-10-12
The high school money course stands as finally adopted, AI tools named in its published text.
- 2026-10-15
The board's published text for the high school money course still names AI tools.
- 2026-10-18
The adopted course text and the board's release still name AI tools in the high school money course. The motion text is unconfirmed.
- 2026-10-21
Checked and unchanged. The decision still stands as decided.
- 2026-10-24
The board's published text for the required money course still names AI tools in three of its chapters.
- 2026-10-29
The adopted high school money course still names AI tools in its published text.
- 2026-11-01
The State Board of Education's final adoption of the high school money course still stands as published.
- 2026-11-05
The board's final adoption of the money course, and the AI tools its text names, still stand.
- 2026-11-08
The money course's final adoption stands, and its published text still names AI tools.
- 2026-11-11
The money course the board adopted still carries its published text naming AI tools.
The evidence
Every fact above rests on one of these. The words are the source's own.
Approve for second reading and final adoption proposed new 19 TAC Chapter 113, Texas Essential Knowledge and Skills for Social Studies, Subchapter C, High School, §113.26, Applied Personal Financial Literacy, (One-Half Credit), Adopted 2026; and Make an affirmative finding that immediate adoption of proposed new 19 TAC Chapter 113, Texas Essential Knowledge and Skills for Social Studies, Subchapter C, High School, §113.26, Applied Personal Financial Literacy, (One-Half Credit), Adopted 2026, is necessary and shall have an effective date of 20 days after filing with the Texas Register.Texas State Board of Education, September 2026 Committee of the Full Board Item 3, motion text Primary source, official · sboe.texas.gov
research career pathways using labor-market data, online resources, and artificial intelligence tools to evaluate income growth, employment trends, global competition, comparative advantage, technological change, creative destruction, required skills, and possible employers (E, S);Texas Essential Knowledge and Skills, 19 TAC Section 113.26, Applied Personal Financial Literacy, adopted text attachment Primary source, official · sboe.texas.gov
explain how consumerism and marketing strategies, including social media influencers, algorithm-driven recommendations, financial technology platforms, and traditional advertising, influence spending behavior and financial decision-making (Geo/C, E, S);Texas Essential Knowledge and Skills, 19 TAC Section 113.26, Applied Personal Financial Literacy, adopted text attachment Primary source, official · sboe.texas.gov
appraise responsible use of financial technology through automated investment platforms, including robot-advisors and micro-investing apps, by analyzing fee structures, investment strategies, algorithmic limitations, and suitability for different investor profiles (E, S);Texas Essential Knowledge and Skills, 19 TAC Section 113.26, Applied Personal Financial Literacy, adopted text attachment Primary source, official · sboe.texas.gov
The provisions of this section shall be implemented by school districts beginning with the 2027-2028 school year.Texas Essential Knowledge and Skills, 19 TAC Section 113.26, Applied Personal Financial Literacy, adopted text attachment Primary source, official · sboe.texas.gov
Students shall be awarded one-half credit for successful completion of this course.Texas Essential Knowledge and Skills, 19 TAC Section 113.26, Applied Personal Financial Literacy, adopted text attachment Primary source, official · sboe.texas.gov
The new TEKS will teach students how to set goals, budget, save, invest, develop business plans and more.Texas State Board of Education news release, September 8th, 2026 Primary source, official · sboe.texas.gov
requires the State Board of Education (SBOE) to establish curriculum and graduation requirements.Texas State Board of Education, second reading and final adoption item, statutory authority Primary source, official · sboe.texas.gov
requires the SBOE to allow a student to comply with the curriculum requirement for a one-half credit in personal financial literacy by successfully completing an advanced placement (AP) courseTexas State Board of Education, second reading and final adoption item, statutory authority Primary source, official · sboe.texas.gov
Attachment: Text of Proposed New 19 TAC Chapter 113Texas State Board of Education, second reading and final adoption item, attachment line Primary source, official · sboe.texas.gov
Changes are recommended since approved for first reading.Texas State Board of Education, second reading and final adoption item, summary Primary source, official · sboe.texas.gov
Questions about this decision
Answered from the record itself. Every answer is assembled from stored fields, so an answer the record has no basis for is left out rather than guessed.
What is this decision?
The State Board of Education took the new Applied Personal Financial Literacy standards to second reading and final adoption. Its item for that is dated September 4th, 2026, and it publishes one attachment. That text tells a student to research career pathways using artificial intelligence tools. It tells the same student to explain how algorithm driven recommendations influence spending. It then asks that student to appraise automated investment platforms by analyzing their algorithmic limitations. Districts implement the course beginning with the school year that opens in 2027. The board found that the rule takes effect 20 days after filing with the Texas Register.
Who decides it?
Texas State Board of Education decides. The record names the deciding body for every entry it carries.
Can the public take part?
The rulemaking room is shut. The text the board acted on is published as the item's own attachment and the rule takes effect 20 days after it is filed with the Texas Register. A reader who wants to act on what a course teaches takes it to a school district, which chooses the instructional materials the standards are taught from.
Where in Texas does it apply?
It applies statewide.
Has it been decided?
It has been decided. The dates on the item page carry when.
What happens next?
No future date is on the record. The last dated step on it was decided on September 4th.
When did it start?
The earliest date on its record is September 4th, 2026.
What kind of decision is it?
It is filed under health and education.
What sources back it?
Three sources back it. Three of them are primary.
Is it on the ERCOT grid?
No. It sits outside the ERCOT interconnection.
When was it last checked?
Every fact on it was last verified against its source on November 11th, 2026.
Cite this
Texas AI Docket, The board takes a required high school money course to final adoption, and the text it published names AI tools in three of its chapters. Tracked since September 4th, 2026. Last verified November 11th, 2026. https://texasaidocket.com/item/tx-2026-0142/. Reuse permitted under CC BY 4.0 with attribution. The same entry is in the docket JSON as item tx-2026-0142.
Beat
Filed under Health and education, with every other decision on that beat.